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Your homeownership dreams may be just around the corner.

Perhaps you’ve found a house that represents your uniqueness, or a cozy neighborhood in a friendly town. Whether you are a first-time homebuyer or ready to move up, you’ll find that we are just as motivated about your vision as you are.

1. Start the process. Read about how much house you can afford. Or, you can get pre-qualified online in minutes—it’s free with Wachovia Mortgage.
2. Get credit where credit is due. Understanding your credit and how lenders view it, gives you a head-start on the mortgage process.
3. Earn cash rewards. The Move Easy with Wachovia^SM program ^{note 1} allows you to qualify for a cash reward after closing, plus you’ll get help finding a home, hiring movers and more.
4. The pre-approval advantage. ^{note 2} Take a step in the right direction and apply early for a mortgage. If you are serious now, apply for your pre-approval letter today.
5. Lock your rate. Learn how to secure your interest rate.

You’ll benefit with Wachovia Mortgage.

• Save at closing. Take .25% off your origination fee when you apply online. ^{note 3}
• Celebrated Service. Personalized, award-winning customer service. ^{note 4}
• Stay in the loop. We have rates you’ll love, and free rate alerts.
• Longevity. Nearly 50 years of mortgage experience.