Who can get a Chase Private Student Loan?

All undergraduate, graduate, career, technical and trade students at participating schools across the nation.
Private Student Loan Benefits include:

* From $1,000 to $40,000 per year sent to you is as little as 5 business days
* Use your loan for any education expense such as: tuition, living expenses, books, supplies—even a computer or previous school fees
* No financial aid forms or school certifications are required
* Flexible repayment terms

Application Tip

Although not necessary, adding a cosigner (such as a parent or other relative) may help you get lower interest rates and improve your chances of getting approved for a private student loan.

Private Student Loan Process

Here’s how the loan process works:

* 1. To request your loan, apply online or call us toll-free at the number listed at the top of this page.
* 2. Once your application is submitted, you can be conditionally approved in as little as 60 seconds!2
* 3. Download your loan documents online or we can mail them to you.
* 4. Complete, sign and return (by fax or mail) your pre-completed loan documents and the required verification documentation materials.
* 5. Once these documents are received, your application will be processed as quickly as possible… plus, we can mail your funds to you in as little as two days after final approval.

Deferment4

Defer payments until after you graduate! These are your deferment options as an undergraduate student:

* Defer Principal and Interest?Make no payments for up to four years while continuously enrolled in school (5 years if enrolled in 5-year degree program). Repayment of principal and interest then begins within 180 days after graduation, withdrawal from school, or enrollment dropping below half-time.
* Immediate Interest Only (Defer Principal)?Pay only interest for up to four years while continuously enrolled in school (five years if enrolled in 5-year degree program). Repayment of principal and interest then begins within 45 days after graduation, withdrawal from school, or enrollment dropping below half-time.
* Immediate Repayment of Principal and Interest?Pay principal and interest in a fixed monthly amount beginning within approximately 45 days after funds are disbursed.

Loan Servicing

CFS-Suntech Servicing, part of the Chase family of companies, services Private Student loans. Suntech provides accessible and personalized service together with convenient telephone access to your account information. Shortly after your loan is processed and funded, they will contact you with your repayment information.

Suntech will be your best source for information on billing, payment, deferment/forbearance, and other account information. If you have any questions about your new loan, please contact one of our customer service representatives at customerservice@collegeloansite.com or call us toll-free at the number listed at the top of this page. M-Th 8am-9pm, Fri 8am-5pm, Sat 9am-3pm.

1. $40,000 annual limit for Undergraduate/Career Education and Graduate/Professional student loans based on cost of attendance at the school and borrower’s credit ability. Chase offers convenient education financing with flexible loan amounts from $1,000 to $40,000 with an aggregate maximum of $150,000.

2. Subject to verification of application information.

3. You may need a cosigner since this is a credit-based loan.

4. Interest continues to accrue during deferment and will be added to the principal balance of your loan upon entering repayment.

The Chase Private Student Loan is an unsecured, credit-based loan that can be used for any education-related expenses. Some students will need a U.S. cosigner to qualify for a Chase Private Student Loan, but cosigners are not required to apply. Adding a cosigner may lower your interest rate. A cosigner can be a parent, relative, spouse or friend.

As you determine the best way to finance your education, you should consider the full range of student financial aid options available to you. Private loans may be used for any education related expenses such as tuition, room and board, books, computers, and past due balances. Private loans can also be used to supplement federal student loans, when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.

* Student Loans Home
* College Students
* Parents
* Graduate Students
* High School Students
* Recent Graduates
* Health Education
* Continuing Education

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Federal Student Loans
and Private Student Loans

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Go to the Resource section

Private Student Loan FAQ
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Cosigner tip

Parents generally have better credit history than students.
Cosigner may help you get lower interest rates on your private student loans.
Parents generally have better credit history than students. Cosigner may help you get lower interest rates on your private student loans.

More:www.chasestudentloans.com