www.usa-banks-services.com

What you get

Protection

• Checking Plus^® automatically transfers funds from your credit line to your checking account to cover your banking transactions—no more bounced checks¹.

Flexibility

• You can borrow funds from your Checking Plus line of credit directly OR
• Transfer funds from Checking Plus to any linked account, such as checking, savings or a money market.

Rewards

• ThankYou^® Points every month if you have Checking Plus and at least two other qualifying Citibank products or services.²

How it works

• Checking Plus^® transfers the amount needed to cover your overdraft plus any fees³. The amount transferred is rounded up to the nearest $100, so you have extra protection if other overdrafts occur.
• If you don’t need the extra coverage, just transfer the funds from checking back to your Checking Plus line.
• To apply online, you need a checking account, which you can open at the same time you apply for Checking Plus.
• Find out in minutes if your credit line is approved. If it is, your line will be available in 3-4 business days.
• Request up to $10,000 when applying online ($25,000 if applying by phone or at a Financial Center).
• Your minimum Checking Plus payment is automatically deducted each month from your checking account.

Competitive rates⁴

Did you know…

• You can avoid overdrafts by setting up alerts that notify you—by cell phone or e-mail—when your balance gets low.
• If you have a savings or money market account, another option for overdraft protection is Safety Check.
• Checking Plus contributes to the combined average balance required to avoid monthly banking fees.

citibank.com