www.usa-banks-services.com

How it works

To enjoy:

• No monthly fee¹
• Unlimited check writing¹

Open a Citibank^® EZ Checking account with a $100 minimum deposit.² Then, you just need to:

• Make two monthly bill payments online or by phone³OR
• Use Direct Deposit OR
• Maintain a combined average balance of $1,500 across any of these linked Citi accounts.

Otherwise, these fees will apply:

• $7.50 monthly fee in NY, NJ, CT, DE, MA, PA and TX. $9.50 in all other states.
• $0.50 per check in CA and NV. All other states: 10 free checks, then $1 for each additional check you write.

You may also qualify for:

• Five free uses of non-Citibank ATMs⁴
• ATM fee reimbursements⁵
• Fee rebates of up to $12 per year⁶

What you get

Rewards

• ThankYou^® Points every month if you have EZ Checking and at least one other qualifying product or service.⁷

Convenience

• Award winning online banking⁸
• Free online bill payment⁹
• Paperless bank statements
• Online check images
• Best-in-class online money movement
• Alerts for e-mail and wireless
• Worldwide ATM network
• Customer support 24/7

Security

• Citi^® Identity Theft Solutions
• Online Fraud Protection

Visit our Security Center to see all the ways we work to protect you.

Need help deciding?

• Get help choosing the right account.
• Compare all Citi Checking accounts.
• Call us at 1-800-374-9500.

Did you know…

• Citibank is participating in an FDIC program that provides unlimited FDIC insurance coverage for eligible checking accounts. Learn more.
• You can earn 2.75% APY with an Ultimate Savings Account.
• It’s easy to avoid bouncing checks with overdraft protection. You can even set up alerts so you know when your balance is getting low.
• Moving your accounts to Citibank doesn’t have to be a hassle. We can help smooth the transition. Learn more.

citibank.com