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Most popular first time home buyer loans:

30-Year Fixed-Rate Mortgage

You get the security of a stable interest rate that won’t change for the life of your loan. It’s perfect if you plan to live in your home for many years.

Interest Only Mortgage†

For the first 3 to 10 years, the interest rate and payment stay the same and you pay just the interest each month. Use the savings for other immediate needs.

5/1 Adjustable-Rate Mortgage†

You get a typically lower monthly payment thanks to a fixed rate for the first five years, then an adjustable rate each year after that. It’s ideal for homebuyers who plan to refinance or move in a few years.