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With home values at levels that make home buying more affordable, this might be an opportune time to consider buying a new home or even buying your first home. Great values can be found… so if home ownership is a dream of yours, Affinity Bank can help you achieve it.

Our home loan rates are competitive and come with a No Closing Costs option to save you in upfront expenses.

Interest rates are also near historic lows, which means refinancing your existing home loan might make good sense.

Call any one of our branches to learn more and get started on a new home loan today. Call 800-489-2194 or click on the link to find the location nearest you.

IMPORTANT INFORMATION REGARDING YOUR MORTGAGE PAYMENTS

If you cannot afford your monthly mortgage payments and wish to avoid foreclosure on your single family, owner occupied residence, you may be eligible for a loan “workout” or modification. We determine eligibility for loan “workouts” on a case-by-case basis. Among other things, we will consider the value of your property and your ability (based on your current income) to make monthly mortgage payments in accordance with the “workout”.

If you are interested in exploring any of the options listed above, you will need to provide us with certain financial information, including the following:

Most recent pay stub
List of current monthly expenses
Most recent tax return
Bank statements
Current valuation of your property, if available (such as an appraisal)
If you would like to discuss your options to avoid foreclosure with us, please call Affinity Bank’s Loan Administration Department at 877.862.7244. You may also contact the Department of Housing and Urban Development (HUD) to find a HUD certified housing counseling agency by visiting www.hud.gov or calling 800.569.4287.

More:www.affinitybank.com